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Monday, 28 July 2014

Hair Care: Low Income Budgeting, Living on the Edge






How to Make your Hair Grow Faster?

Got a bad haircut and you want your hair to grow faster? Or want to grow your hair long for a special day? Or maybe you’ve recently suffered from an illness that had as a side effect hair loss and you want your hair to grow 
back thick and healthy? Whatever your reason is, you are one among a lot of people that are interested in finding out what makes hair grow faster. The following are just a some tips to help you achieve this:
Scalp Massage
Scalp massage will increase blood flow to your hair follicles, thereby increasing the hair growth pace. Massage can also remove any dead skin cells that may be inhibiting hair growth. You can massage your scalp using just your fingertips, moving in a tight circular motion right around the scalp. This should be done for at least 5-10 minutes daily.
Vitamins
Diet and nutrition are what makes grow faster, and so, by including certain vitamins in your diet you can speed up your hair growth by up to 200%. Lack of the correct vitamins is often a contributing factor in hair loss. The best hair vitamins are the  Biotin, B vitamins, and vitamins A, C and D. Iron and zinc are also vital to your diet.
Diet And Lifestyle
§  Getting enough rest and sleep is vital for the growth and repair of your body cells and your hair. Sleep deprivation and erratic sleep patterns can contribute to hair loss.
§  Eat a healthy, balanced diet that is high in vegetables, grains, and lean meat, but low in processed foods and sugar.
§  Cut down on smoking and reduce your alcohol intake (or if possible cut them out altogether).
§  Drink adequate water (about 6-8 glasses per day) – the average strand of hair consists of 25% water, and when you drink enough water your hair will look shinier and more moisturized. Not enough water and your hair will become brittle and more prone to breakage.

Hair Care
§  When tying up your hair avoid tight, suffocating hair styles – instead tie up your hair in a loose braid, bun or pony tail.
§  Avoid using curling rods, straightening irons and other heat treatments which can damage your hair.
§  Keep your hair trimmed regularly and remove split ends periodically – you may think this is defeating your goal of making hair grow faster, however it will actually do the opposite because it will improve the overall health of your hair.

Hair Growth Products
There are lot products on the market that claim to be able to make hair grow faster; however there are actually very few that will work as claimed. One product that is proven to stimulate a faster growth of your hair is Indian hair oil.

Thursday, 17 July 2014

Low Income Budgeting, Living on the Edge

Budgeting tips when you’re on a low income
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Stress anxieties are to familiar, causing distress and sometimes uncontrolled behaviour. Family budget is under attack from all side. Causing breakdown in relationship, dysfunctional household with final result divorce. Are you feeling the economic recovery? 


Managing your money on a low income takes careful organisation – here are a few positive steps you can take to make it easier.
Work out your budget
First of all, you have to know what money is coming in and what’s going out – and when. Making a budget gives you a clear picture of where your money goes, and shows you where you might have a chance to save money. It will also help you see whether you are living within your means.
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Look at ways to cut costs and shop smartly
It can be difficult to change the amount of money you have coming in – but you have much more control over what goes out. Your budget shows you where your money’s going, so you can see if there’s anything you can easily cut back on, or shop around for a better deal.
As a first quick and easy step, use our cut-back calculator to see how you can save by cutting out things you buy regularly that are perhaps non-essentials. This isn’t to say that you shouldn’t enjoy treats, but you might be surprised at how much small things – like a daily coffee when out – add up!
Saving money around the home and when out
Follow the links below for more tips on how to cut back around the home and when out and about.
Energy saving grants if you’re on a low income
Did you know?
Turning down your heating by one degree can save around £65 a year in a typical home.
Source: Energy Saving Trust 
If you make your home more energy efficient you’ll be able to save money on gas and electricity. If you’re on a low income you can often get an energy efficiency grant to help with the costs.
Get holidays for less
If you want to get away, it pays to shop around. There are huge savings to be made if you do.
It’s easier than you might think to check that you’re getting all the benefits you’re entitled to if you’re on a low income.
Some benefits are one-off payments to help with a particular set of circumstances like cold weather, while others, like Income Support, top up your regular income. A careful check can make sure you’re getting everything you should.
Follow the link below for an overview of what’s available and to link to more information. 
Emergency borrowing to make ends meet
In some circumstances, you might be able to get an interest-free government loan to help you make ends meet at a difficult time.
Budgeting Loans
If you're on a low income and claiming benefits you may be able to get an interest-free Budgeting Loan from the Social Fund. This can help with things like:
·         furniture or household equipment
·         clothing or footwear
·         advance rent or removal expenses for a new home
·         travelling expenses
·         money to help you look for or start work
·         improving, maintaining or securing your home
Be very careful of other kinds of borrowing. Things like payday loans, log book loans and doorstep lending can seem like an easy source of cash, but they could end up making a bad situation worse.
They’re often a very expensive way of borrowing money – so always try to find other ways to borrow if you can. Ask your family if they can help, or consider joining a credit union – they’re set up to offer banking services to people who would otherwise find them difficult to get. Follow the links below to find out more.


Adapted from https://www.moneyadviceservice.org.uk